Americans pay hundreds of billions of dollars every year to protect themselves and their families from many different kinds of expense and loss.
Americans pay hundreds of billions of dollars every year to protect themselves and their families from many different kinds of expense and loss. Whether the contract provides for health insurance, workers compensation benefits, property loss, or disability compensation, families and small businesses need and deserve timely payment of the benefits due. Unfortunately, too often this is not what happens.
If an insurance company denies coverage without good cause, or even unreasonably delays payments, they create serious financial and personal hardship on those who have paid for protection. If a carrier’s denial or delay is without any reasonable cause, the breach of contract can actually be a serious violation known as bad faith. In that event, you have no choice but to file suit to enforce your rights and receive the benefits you paid for.
Personal injury/property loss cases often involve competing claims from insurance carriers trying to recover what they have paid to you or on your behalf from another the insurance company after a loss/accident. This is called subrogation and it can complicate the settlement or trial of your original case. You need a lawyer who understands the law governing insurance contracts. Crowley & Prill handle these issues for our clients almost every day, and have been for over thirty years.